Terms of Service

Welcome to iDeliverPay! Please read these Terms of Service carefully before using our website or services.

1. Acceptance of Terms

By accessing or using iDeliverPay ("we," "us," or "our") website, mobile app, or any of our services, you agree to comply with these Terms of Service and our Privacy Policy. If you do not agree, you must not use our services.

These Terms were last updated on November 02, 2025. Continued use of our services means you accept any changes to these Terms.

2. Description of Services

iDeliverPay provides digital financial solutions including (but not limited to):

  • Virtual USD and Naira cards for online transactions.
  • Bill payments (airtime, data, cable TV, electricity, education, and betting accounts).
  • Crypto trading and wallet services.
  • Instant bank transfers and local fund management.

We reserve the right to modify, suspend, or discontinue any part of our services at any time without prior notice.

3. Eligibility

You must be at least 18 years old to use our services. By registering, you confirm that the information you provide is accurate and complete. False information may lead to account suspension or termination.

4. Account Responsibilities

  • You are responsible for maintaining the confidentiality of your login details and all activity under your account.
  • You agree to promptly notify us of unauthorized access or suspicious activity.
  • We reserve the right to suspend or terminate accounts involved in fraudulent, abusive, or illegal behavior.

5. Payment and Fees

All applicable fees are displayed at checkout or within the platform. By proceeding with any transaction, you authorize us or our partners (e.g., Paystack, Monnify) to process payments on your behalf.

Fees and exchange rates may vary based on service type or market conditions. Refunds, when applicable, will follow our internal refund policy.

6. Prohibited Activities

You agree not to use our platform for:

  • Money laundering, terrorism financing, or fraudulent schemes.
  • Purchasing or selling prohibited goods or services.
  • Interfering with platform security or attempting unauthorized access.
  • Spamming, phishing, or distributing harmful software.

Violation of these terms may lead to account suspension, legal action, and reporting to authorities.

7. Intellectual Property

All platform content, including logos, text, graphics, and software, are owned or licensed by iDeliverPay. You may not reproduce, modify, or distribute our content without written permission.

8. Limitation of Liability

We are not liable for:

  • Indirect, incidental, or consequential damages arising from use of our services.
  • Loss due to third-party systems (e.g., banks, payment processors).
  • Downtime or interruptions caused by technical maintenance or network failures.

Our maximum liability, if any, shall not exceed the total amount paid by you for the specific service.

9. Termination

We may suspend or terminate your access if you breach these Terms or engage in illegal activities. You may close your account at any time through your dashboard or by contacting support@ideliverpay.com.

10. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria. Disputes shall be resolved through arbitration or in a court with appropriate jurisdiction within Nigeria.

11. Amendments

We may update these Terms from time to time. The updated version will be posted on this page with a revised “Last Updated” date. Your continued use of our services means you accept the revised Terms.

12. Contact Us

For inquiries, complaints, or feedback, contact us via:

Last updated: November 02, 2025